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Want to see what the means for your monthly payment
LOOKING FOR THE BEST RATE?
We've got good news.
The rates below are real, current, and updated regularly.
The even better news?
The best rate for you depends on a lot more than a number on a screen
Let's find out what you qualify for.
RATES ARE KIND OF LIKE THE WEATHER...
Mortgage rates change constantly. While we do our best to keep these rates up to date, they can change without notice.
The rate you ultimately quality for depends on factors like:
The good news?
We'll make sure you get the best available rate for your situation.
TODAY'S AVAILABLE RATES
THE LOWEST RATE ISN'T ALWAYS THE BEST MORTGAGE
Sometimes a mortgage with a slightly higher rate can save you money in penalties, provide better flexibility, or offer features that fit your goals.
We help you copare more than just rates.
RATE QUESTIONS WE HEAR ALL THE TIME
How often are rates updated?
Mortgage rates are constantly moving, kind of like the weather around here.
We do our best to keep the rates on our website current, but rates can change daily (and sometimes more than once a day). The rate you see today may not be available tomorrow.
The good news? Just because a rate isn't updated on the website yet doesn't mean you won't qualify for something better. We'll always work to find you the best available rate based on your situation.
If you want the most accurate rate, give us a call.Can I lock in a rate?
In many cases, yes.
Depending on the lender and mortgage product, we may be able to secure a rate hold for a specific period of time while you shop for a home or finalize your financing.
A rate hold can help protect you if rates increase before your mortgage closes, while still allowing you to take advantage of lower rates if they become available.
Every situation is a little different, so the best way to find out your options is to reach out to our team.
Do I automatically qualify for the lowest rate?
The lowest advertised rates are often available only to borrowers who meet specific lender requirements.
Factors such as your credit score, income, down payment, property type, mortgage amount, and overall financial situation can all impact the rate you qualify for.
Don't let that discourage you, though. We work with multiple lenders and will help find the best mortgage solution available for your unique situation.Should I choose fixed or variable?
That's one of the most common questions we get—and the answer depends on your comfort level and financial goals.
A fixed-rate mortgage offers stability. Your interest rate and payments stay the same throughout your term, making budgeting predictable.
A variable-rate mortgage can offer more flexibility and may save money over time, but your rate can change as market conditions change.
Neither option is automatically better. The right choice depends on your goals, your budget, and how comfortable you are with potential rate fluctuations.
Not sure which option makes sense for you? That's what we're here for. We'll walk you through the pros and cons and help you make an informed decision.
*Rates are subject to change without notice. O.A.C. Some conditions apply. All mortgages with less than 20% down payment require mortgage insurance. (Insured)
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