A Free Appraisal Goes A Long Way!
We've been doing this for some time now, but we've never really promoted it.
However with falling home values and the increased requirement for Home Appraisals, we've decided it might be time to spread the word.
Here's how it works.
If your mortgage requires an appraisal, we'll reimburse you up to $350.00 CDN (less any taxes) for the cost, upon completion of the mortgage.
Simple! Easy! And Immediate!
So when is an appraisal going to be needed??
Good Question. Here's a quick look at when an appraisal is going to be likely or not. 
Absolutely Required
Refinance
Home Equity Take Out
Adding a Secured Line of Credit
Private Home Purchase
Rental Property Purchase
Spousal/Family Buy-out
Possibly Required
More than 20% Down Payment
Mortgage Transfer/Switch
New Home Construction
Acreage Purchase
Not Likely Required
MLS Home Purchase With Less than 20% Down Payment
It's not a perfect recipe, and it does have some ambiguity - but nonetheless - if you are a FOCUS Mortgage Solutions client, and an appraisal is required, you can count on a cool $300.00 coming back to you when your mortgage is completed. It's Our Gift To You! 
-Now of course this also means that if your mortgage is not completed, for one reason or another, then there is no reimbursement.-
We don't charge our clients a fee to work with us. We do charge our lenders though! And each time we complete/close a mortgage, they pay us which permits us the funds for reimbursement.
As such we can only reimburse if the mortgage is completed/closed - because that is when we get paid by the lender. If we don't get paid, we cannot cover the cost of an appraisal.
Want more information? Give us a call at 306-205-1270 or zap us an email at
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Don't forget to click the "Apply Now" button at the top if you are ready to rock and roll!
