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I would hate to be a Canadian Getting a Mortgage in Canada Today
Along with Strong Credit, a Sizeable Down Payment, and Good Income - YOU NOW NEED TO PROVIDE A KIDNEY! Okay...that might be a bit harsh.  You don't really need to provide a kidney, maybe they'll take one of your children instead? I was on the phone today with one of our Lending
There's Something in Your Pocket But it's not a Wocket
Uh-Oh!!'s about to cost you a little more money to get Mortgage Insurance. It turns out, in the opinion of our Mortgage Insurers that is, that the best way to make lending practices more prudent is it should cost people MORE  to borrow Cheap Money. Did we lose ya just then?
...and no, it wasn't for that thing we did in Mexico either.   We agreed we would never speak about that again.   Hahahaha.  We're kidding...or are we??   But on a serious side, we are happy to have been featured on Global News on a piece about consumer spending and insanely
Thinking of Refinancing?  It's time to act!
It's time to Refinance if you've been thinking about it. Here are 8 Good Reason's why. ---  1.  Lower Fixed Rate Mortgage:  This one is really a "No Brainer".  If your mortgage is coming due for a renewal - don't be foolish and just take what the bank offers you -
Canada's Top 10 Cities To Buy a New Home!!
It's Official!! Here are the TOP 10 Cities in Canada to buy a home in! --- 10.  Durham/Oshawa, Ontario 9.  Guelph, Ontario 8.  Regina, Saskatchewan 7.  Hamilton, Ontario 6.  Winnipeg, Manitoba 5.  Edmonton, Alberta 4.  Brantford, Ontario 3.  Barrie,
Underwater Housing?!  Yup - It's a Real Thing...and it's not pretty!
You may, or may not, have heard the phrase, "Underwater Housing" as it pertains to Home Value. So...what exactly does this mean?   Good news is it doesn't mean your house is actually underwater.   Bad news is, it's worse than that - it means you OWE more on your home than it is worth.
Best Excuses to Get out of Going to Work.  Especially on a Monday
Monday's are brutal...wouldn't it be great if they were part of the weekend?  Don't you just wish you didn't have to make up a lame excuse to skip out on work so you could just chill out and enjoy a fat day to catch up on a few season's of House MD on Netflix?   We do too.  We
How Exciting Can a Mortgage Calculator Really Be?? could it not be? maybe we are a little too excited about Mortgage Calculator's and Mortgage Calculations.  Perhaps we do look at the new Calculator line up at Staples a bit too eagerly.   What can we say?  We're Mortgage Geeks. The world is full of all sorts of
Hang in There Baby!
Buying a Home…it’s still sorta fun, depending on your perception anyway. I have been providing mortgages for people for over 13 years now.  That seems like a lifetime to me. In that time I’ve seen hundreds and hundreds of people become homeowners. For some, the process is
The Funniest Signs You've Never Read!
Probably the Funniest We've Ever Seen! Every now and again we all see a sign that we can't ever forget. Be prepared to see much more than you bargained for with these beauties. Enjoy!   "Xo - Nick."  Yeah - like that's gonna make it less Creepy   Oh Look!  He's a
Ridiculous Home Renovation FAILS
- "So the trick is to Squeeze the trigger rather than pull?"           When you see work like can feel a lot better about how your work looks! These might be the worst home renovation fails we've ever seen.  Enjoy! -- Drowning has never
Falling Real Estate Commissions?  Really?!
"The Landscape is Getting Crowded", says CBC's Sophia Harris, referring to the number of Real Estate Agents that are currently vying for your business. Translation - There's just too many! It appears that even though the market is congested with Real Estate Agents...there is a positive that has